EUDI Wallets: Identify the Future of Trust.
Anchoring Trust in National Identity.
The EU Digital Identity Wallet (EUDI Wallet) will soon transform identity verification across Europe. By 2026, every member state must issue at least one wallet. By 2027, regulated businesses must accept them. IDnow prepares you for the wallet era with seamless onboarding, compliance and fraud protection.
The wallet puts users in control of their digital identity, secure, reusable and privacy-first. For businesses, it means faster onboarding and authentication, lower costs and standardised acceptance across Europe. But with new opportunities come new risks, from spoofed credentials to phishing. That’s why wallets need to be integrated into a broader fraud defence, combining credential checks, attribute validation and strong wallet-holder authentication.
Deploy Trust, Your Way.
Reusable / Stored Identities
EUDI Wallets offer a digital-first identity that users can reuse across services and transactions. Verified wallet credentials can be stored securely, providing seamless onboarding, faster account access and reduced friction while maintaining privacy-first standards.
Automated Verification
While EUDI Wallets are designed for fast, automated verification, alternatives are available for cases where the wallet is unavailable, fails verification or appears suspicious. IDnow’s automated document and biometric verification serves as the identity proofing step for issuing a Qualified Electronic Signature (QES), ensuring a fully compliant Qualified Trust Service route under the AMLR.
Video Verification
For edge cases, high-risk transactions or users who cannot use a EUDI Wallet, trained specialists can guide them through expert-led video verification. Video verification functions as the identity proofing layer for QES issuance, meaning it sits within a fully AMLR-compliant Qualified Trust Service pathway, not simply as a fallback, but as a qualified, regulated route to remote onboarding.
What We Analyse:
We secure wallet-based onboarding with multiple safeguards against fraud.
Reality Check: Fraud in Action
A fraudster attempts to present tampered wallet data. IDnow detects the manipulation and blocks the onboarding immediately.
Reality Check: Fraud in Action
A fraudster tries to use another person’s wallet to bypass age restrictions. Attribute verification combined with wallet-holder authentication (e.g., biometric) blocks the misuse, ensuring only the rightful owner can share attributes.
Learn more about how we can help you fight fraud, without sacrificing user experience.
Why Businesses Choose IDnow for Wallet Verification:
Accept EUDI Wallets alongside eIDs and other verification methods through a single integration. Scale across channels and geographies while maintaining consistent reporting, audit trails and compliance.
Aggregation Without Complexity
One integration unlocks EUDI Wallets, eIDs and document verification, so you don’t need to manage evolving protocols across 27 countries.
Future-Proof Compliance
IDnow tracks and recommends updates for eIDAS 2.0, AMLR and local regulations, making compliance simple.
Unified User Experience
Combine wallet-based flows seamlessly with traditional ID methods until wallets reach mass adoption.
Stronger Fraud Defence
Built-in orchestration with attribute checks, wallet-holder authentication and fallback options.
Technical Resilience
Skip the burden of connecting to multiple wallet ecosystems, IDnow’s single API removes the complexity, updates behind the scenes and scales with you.
Trusted Operations
Through our partnership with IDnow Trust Services AB, a certified QTSP, we provide scalable, regulated trust services proven in real-world pilots.
EUDI Wallet Use Cases.
KYC onboarding using PID
Use verified Personal Identification Data (PID) from the EUDI Wallet, including name, date of birth and nationality, for instant, regulator-approved onboarding. No manual entry or document scanning, making KYC faster, more accurate and compliant across all EU member states.
Strong Customer Authentication (SCA) to secure payments
Protect users from fraud and unauthorised transactions with SCA, meeting PSD2 and AMLR requirements. Multi-factor verification ensures payments and sensitive actions are secure, seamless and fully compliant.
(Q)EAA credential issuance & verification
Issue and verify trusted, reusable credentials like age, residency or account ownership, to simplify compliance, streamline verification and enable secure digital interactions without repeated checks.
Age or residency checks
Automatically verify age or residency to enforce compliance in gambling, restricted goods or mobility services. This ensures only eligible users gain access while reducing manual verification and operational overhead.
Reusable credentials for recurring access
Provide verified credentials for subscriptions, loyalty programs, ticketing or certificate-based services. Once issued, they allow seamless, repeated access without re-verifying identity, improving user experience while staying compliant.
From Pilot to Mandatory Acceptance.
Be ready for eIDAS 2.0, AMLR and upcoming regulatory deadlines with a trusted partner. IDnow supports you through Wallet pilot programs today and full mandatory acceptance tomorrow.
Built to Work in Your World.
Integrate EUDI Wallets into your existing workflows with minimal effort. Through SDK, API or the IDnow Trust Platform, we make wallet onboarding seamless and secure.
Be wallet-ready today.
Turn digital wallets into trusted connections.
Our platform brings EUDI Wallets into your onboarding flow with one integration, giving you verified, reusable digital identities at scale.